Lendable Ltd

Financial Ombudsman decision DRN-6038580 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Feb 03deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss R complains that Lendable Limited, trading as Zable, lent to her irresponsibly when it provided her with a credit card account with a £200 credit limit.Irresponsible lending

Miss R said in her complaint form that she'd like Zable to wipe the card, refund all interest, remove all negative markers from her credit file and pay her compensation.Credit file reporting

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6038580.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.