National Westminster Bank Plc

Financial Ombudsman decision DRN-6008510 Not upheld

Not upheldoutcome, as published by the Ombudsman

£4,678redress stated in the decision

Mon Apr 27deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

Miss L complains that National Westminster Bank PLC (“NW”) unfairly applied a default to her account.Treatment in financial difficulty

This service is only able to require a lender to amend a customer’s credit file where there is clear evidence of an error.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-6008510.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.