HSBC UK Bank Plc
Financial Ombudsman decision DRN-5927034 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Dec 08deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr A has complained about a credit card limit increase HSBC UK Bank Plc (trading as “HSBC”) provided to him. He says that the credit card limit shouldn’t have been increased because his existing debt position meant that it was unaffordable.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5927034.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.