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Lloyds Bank PLC
Financial Ombudsman decision DRN-5922259 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Feb 12deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Miss D complains that Lloyds Bank PLC (“Lloyds”) acted irresponsibly when it allowed her to increase her overdraft limits because had it conducted proportionate checks it would have seen it wasn’t affordable or sustainable.Irresponsible lending
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5922259.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.