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BMW Financial Services(GB) Limited
Financial Ombudsman decision DRN-5900475 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Dec 24deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Credit file reporting
In the Ombudsman’s words
unfairly ended his hire purchase agreement when he was temporarily unable to make full repaymentsTreatment in financial difficulty
I do not believe that Alphera acted unfairly in recording a default on Mr S’s credit fileCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5900475.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.