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NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY
Financial Ombudsman decision DRN-5899627 Not upheld
Not upheldoutcome, as published by the Ombudsman
£350redress stated in the decision
Wed Dec 10deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Complaint handling
In the Ombudsman’s words
The fact that he used a shortened version of his full name could be a ‘barrier’ to the loan application but not a reason for rejection. It is unfair that this could not be fixed.Credit file reporting
his complaint was also not handed as well as it could have been.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5899627.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.