MONZO BANK LIMITED
Financial Ombudsman decision DRN-5856326 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Jan 01deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
APP scam refund refused, Support for vulnerable customers
In the Ombudsman’s words
Miss V complains that Monzo Bank Ltd, won’t refund the money she lost to a modelling job scam.APP scam refund refused
Due to her mental health difficulties she was put in a vulnerable position.Support for vulnerable customers
Rules cited
FCA Consumer Duty (PRIN 2A), Payment Services Regulations 2017, CRM Code (APP scam reimbursement)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5856326.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.