HSBC UK Bank Plc
Financial Ombudsman decision DRN-5818543 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Feb 05deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
APP scam refund refused, Service failure
In the Ombudsman’s words
failed to sufficiently protect him from falling victim to what he argues was an authorised push payment (APP) scamAPP scam refund refused
it did accept service failings occurred at the branchService failure
Rules cited
CRM Code (APP scam reimbursement), Payment Services Regulations 2017
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5818543.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.