Go Car Credit Limited

Financial Ombudsman decision DRN-5722843 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Sep 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Treatment in financial difficulty

In the Ombudsman’s words

failed to do proper checks before approving finance for the purchase of a carIrresponsible lending

failed to provide forbearance measures for Mrs H when she missed some repaymentsTreatment in financial difficulty

Rules cited

Consumer Credit Act 1974, FCA DISP (Dispute Resolution)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5722843.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.