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Gain Credit LLC
Financial Ombudsman decision DRN-5696365 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Nov 06deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr B complains that Gain Credit LLC trading as Lending Stream lent to him when he could not afford it.Irresponsible lending
Lending Stream needs to amend the credit file for Loans 1, 2, 4 and 5 by removal of any adverse data for those four loans.Credit file reporting
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5696365.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.