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FIRST RESPONSE FINANCE LIMITED
Financial Ombudsman decision DRN-5687376 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Oct 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Product mis-sold
In the Ombudsman’s words
Report the hire purchase agreement as settled to the credit reference agencies.Credit file reporting
Mr P complains that a car that was supplied to him under a hire purchase agreement with First Response Finance Limited wasn’t of satisfactory quality.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5687376.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.