Barclays Bank UK PLC

Financial Ombudsman decision DRN-5651392 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Aug 15deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Interest and rates, Credit file reporting

In the Ombudsman’s words

Mr H complains that Barclays Bank UK PLC, trading as Tesco Bank, irresponsibly provided him with a loan.Irresponsible lending

He’s also unhappy with the interest rate applied to the loanInterest and rates

and how it’s been reported to Credit Reference Agencies (“CRAs”).Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5651392.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.