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Carcashpoint Limited

Financial Ombudsman decision DRN-5605836 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Feb 29deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Support for vulnerable customers

In the Ombudsman’s words

Ms C complains CarCashPoint Limited (CCP) irresponsibly lent to her because it provided her with credit which she couldn’t afford.Irresponsible lending
She said she feels she was taken advantage of because of her vulnerabilities.Support for vulnerable customers

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5605836.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.