Equifax Limited

Financial Ombudsman decision DRN-5584355 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Jul 25deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mr T noticed a hard search on his credit file from a business I’ll call V. He didn’t think it should be there as he hadn’t authorised any searches and so he raised a dispute with Equifax.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5584355.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.