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Shop Direct Finance Company Limited
Financial Ombudsman decision DRN-5581255 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Jun 20deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
complains that Shop Direct Finance Company Limited (“SDFC”) lent to her irresponsibly when it approved three store cards for her with credit limits.Irresponsible lending
Rules cited
Consumer Credit Act 1974, FCA DISP (Dispute Resolution)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5581255.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.