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Barclays Bank UK PLC
Financial Ombudsman decision DRN-5497285 Not upheld
Not upheldoutcome, as published by the Ombudsman
£75redress stated in the decision
Wed Jul 30deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs S complains that Barclays Bank UK Plc trading as Barclaycard (Barclaycard) acted irresponsibly by agreeing to open a credit card account and subsequent credit limit increases as she said the lending was unaffordable for her.Irresponsible lending
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5497285.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.