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TANDEM HOME LOANS LIMITED
Financial Ombudsman decision DRN-5483390 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Aug 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
He thinks the decision to lend to him was irresponsible as he doesn’t think proportionate checks were done and the mortgage was unaffordable.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5483390.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.