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Lloyds Bank PLC
Financial Ombudsman decision DRN-5456664 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Dec 10deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
They say they have fallen victim to a scam and would like Lloyds to refund them the money they have lost as a result under the Lending Standards Board’s Contingent Reimbursement Model (CRM) CodeAPP scam refund refused
Rules cited
CRM Code (APP scam reimbursement), Payment Services Regulations 2017
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5456664.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.