HSBC UK Bank Plc
Financial Ombudsman decision DRN-5408408 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu May 01deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Payment delayed or failed
In the Ombudsman’s words
HSBC had reviewed S’s account in 2023 and reduced its overdraft by £1,000 per monthIrresponsible lending
HSBC returned the direct debit unpaidPayment delayed or failed
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5408408.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.