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BMW Financial Services(GB) Limited
Financial Ombudsman decision DRN-5382555 Not upheld
Not upheldoutcome, as published by the Ombudsman
£250redress stated in the decision
Fri Jul 11deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Treatment in financial difficulty, Complaint handling
In the Ombudsman’s words
When Alphera is arranging how Mr K should repay this, I would remind Alphera of its responsibility to treat Mr K fairly and with forbearance. and positively assist him with this debt.Treatment in financial difficulty
There were some delays in Alphera responding to Mr K and it acknowledges that it could have done better here.Complaint handling
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5382555.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.