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Capital One (Europe) plc

Financial Ombudsman decision DRN-5371734 Not upheld

Not upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Thu Jul 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Identity checks and access, Data and privacy

In the Ombudsman’s words

allowed someone to open a credit card in her nameIdentity checks and access
this was a breach of her personal dataData and privacy

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5371734.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.