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Omni Capital Retail Finance Limited
Financial Ombudsman decision DRN-5367497 Upheld
Upheldoutcome, as published by the Ombudsman
£200redress stated in the decision
Fri Apr 04deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr W complains that Omni Capital Retail Finance Limited declined his application for a loan and hasn’t provided him with the reason why.Irresponsible lending
Rules cited
FCA Consumer Duty (PRIN 2A), CRM Code (APP scam reimbursement), Equality Act 2010
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5367497.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.