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Gain Credit LLC
Financial Ombudsman decision DRN-5335580 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Thu May 08deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr B complains that Gain Credit LLC trading as Lending Stream lent to him irresponsibly.Irresponsible lending
Lending Stream needs to amend Mr B’s credit file and remove any adverse entries for loans 1 and 2 if applicable.Credit file reporting
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5335580.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.