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Western Circle Limited
Financial Ombudsman decision DRN-5307937 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Apr 25deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mrs B complains that Western Circle Ltd, trading as Cashfloat, lent to her irresponsibly.Irresponsible lending
Mrs B’s credit file needs to be amended to remove any adverse credit information for this loan if applicable.Credit file reporting
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5307937.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.