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Omni Capital Retail Finance Limited
Financial Ombudsman decision DRN-5224802 Upheld
Upheldoutcome, as published by the Ombudsman
£36redress stated in the decision
Thu Feb 06deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Product mis-sold
In the Ombudsman’s words
Instruct the credit reference agencies to remove any adverse information that has been recorded in respect of the loanCredit file reporting
did not meet her claim brought under section 75 Consumer Credit Act 1974 (s.75) in respect of a training course she funded with a fixed sum loan from itProduct mis-sold
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5224802.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.