TSB Bank plc

Financial Ombudsman decision DRN-5153729 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Mon Dec 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

TSB applied interest and charges to his overdraft account after he let it know he was in financial difficultyTreatment in financial difficulty

it hasn’t reported negative information to the credit reference agenciesCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5153729.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.