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Creation Consumer Finance Limited

Financial Ombudsman decision DRN-5091012 Upheld

Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Mon Nov 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Product mis-sold, Complaint handling

In the Ombudsman’s words

Mr P was induced into buying the solar panel system at the heart of this dispute by misrepresentationsProduct mis-sold
Creation’s failure to fully deal with Mr P’s complaint in a reasonable timeframe, with minimal communication, caused Mr P some degree of trouble and upsetComplaint handling

Rules cited

Consumer Credit Act 1974, FCA DISP (Dispute Resolution)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5091012.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.