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Creation Consumer Finance Limited
Financial Ombudsman decision DRN-5026935 Upheld
Upheldoutcome, as published by the Ombudsman
£11,482redress stated in the decision
Wed Oct 16deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mr M believes the arrangement was misrepresented to him as it has actually cost him money and the arrangement has not been self-funding as he was told.Product mis-sold
Rules cited
Consumer Credit Act 1974, FCA DISP (Dispute Resolution)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5026935.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.