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MARKS AND SPENCER FINANCIAL SERVICES PLC
Financial Ombudsman decision DRN-4958339 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
£75redress stated in the decision
Fri Oct 04deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Credit file reporting, Product mis-sold
In the Ombudsman’s words
remove the hard credit search they registered with the CRA’sCredit file reporting
Mr H complains that Marks & Spencer Financial Services Plc trading as M&S Bank gave him misinformation about a loan expiry date.Product mis-sold
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4958339.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.