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Toyota Financial Services (UK) Plc

Financial Ombudsman decision DRN-4937946 Upheld

Upheldoutcome, as published by the Ombudsman
£3,300redress stated in the decision
Tue Mar 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Product mis-sold, Complaint handling

In the Ombudsman’s words

I’m satisfied there is false statement of fact here. I now need to consider whether Mr H was induced into taking the agreement by this false statement.Product mis-sold
TFS also took a long time to provide a final response to Mr H and when this service asked TFS for his file to investigate the complaint, it took a long time to provide this.Complaint handling

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4937946.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.