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Creation Consumer Finance Limited
Financial Ombudsman decision DRN-4931590 Upheld
Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Fri Aug 23deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Product mis-sold, Complaint handling
In the Ombudsman’s words
Mr W was induced into buying the solar panel system at the heart of this dispute by misrepresentationsProduct mis-sold
Creation’s failure to fully deal with Mr W’s complaint in a reasonable timeframe, with minimal communication, caused Mr W some degree of trouble and upsetComplaint handling
Rules cited
Consumer Credit Act 1974, FCA DISP (Dispute Resolution)
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4931590.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.