Zopa Bank Limited
Financial Ombudsman decision DRN-4910317 Upheld
Upheldoutcome, as published by the Ombudsman
£70redress stated in the decision
Tue Aug 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
the default will remain on his credit file for longer than it would’ve done had it been done soonerCredit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4910317.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.