HSBC UK Bank Plc
Financial Ombudsman decision DRN-4863944 Upheld
Upheldoutcome, as published by the Ombudsman
£300redress stated in the decision
Mon Jul 22deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mrs G was a sole trader. She complains in that capacity that HSBC UK Bank Plc is unfairly holding her personally liable for a bounce back loan (“BBL”) that she applied for on behalf of a limited companyIrresponsible lending
They should also remove any adverse entries made relating to the BBL from Mrs G’s personal credit record.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4863944.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.