Tees Financial Limited

Financial Ombudsman decision DRN-4821909 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Jul 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mrs H is complaining about MBNA Limited because she says it lent irresponsibly in providing her with a credit card and credit limit increases she couldn’t afford.Irresponsible lending

Remove any adverse information recorded on Mrs H’s credit file after October 2004 relating to this credit, once any outstanding balance over £5,950 has been repaid.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4821909.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.