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FIRST RESPONSE FINANCE LIMITED

Financial Ombudsman decision DRN-4812490 Not upheld

Not upheldoutcome, as published by the Ombudsman
£1,505redress stated in the decision
Wed Jul 10deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending

In the Ombudsman’s words

Miss T complains that First Response Finance Ltd (FRF) failed to properly check her financial situation before agreeing to lend to her.Irresponsible lending

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4812490.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.