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Tesco Personal Finance Limited

Financial Ombudsman decision DRN-4803376 Partly upheld

Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Jul 05deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending

In the Ombudsman’s words

Mrs W complains that Tesco Personal Finance PLC, trading as Tesco Bank, irresponsibly provided her with a credit card and the credit limit increase (CLI) it subsequently applied to the account.Irresponsible lending

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4803376.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.