NewDay Ltd

Financial Ombudsman decision DRN-4780617 Upheld

Upheldoutcome, as published by the Ombudsman

£450redress stated in the decision

Fri May 31deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss H complains that NewDay Ltd have acted irresponsibly by issuing her with a credit card and increasing her limit several times.Irresponsible lending

Remove any adverse information recorded on Miss H’s credit file since April 2022Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4780617.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.