Quidie Limited

Financial Ombudsman decision DRN-4754770 Upheld

Upheldoutcome, as published by the Ombudsman

£50redress stated in the decision

Fri May 24deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr M complains that Quidie Limited trading as Fernovo (“Quidie”) provided him with loans without carrying out sufficient due diligence to make sure the loans were affordable.Irresponsible lending

Quidie should remove any adverse information recorded on Mr M’s credit file in relation to these loans.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4754770.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.