CA AUTO FINANCE UK LTD

Financial Ombudsman decision DRN-4728455 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Nov 14deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

Remove the agreement from Mr M’s credit file.Credit file reporting

Mr M complains that CA Auto Finance UK Ltd wrongly made him a party to a credit agreement when he had instructed it to make him a guarantor.Product mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4728455.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.