Lloyds Bank PLC

Financial Ombudsman decision DRN-4688114 Partly upheld

Partly upheldoutcome, as published by the Ombudsman

£20redress stated in the decision

Mon Apr 15deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr I complains that Lloyds Bank PLC irresponsibly lent to him.Irresponsible lending

In relation to Mr I’s credit file, he is entitled to have adverse information removed from his credit fileCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4688114.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.