Gain Credit LLC

Financial Ombudsman decision DRN-4619159 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Tue Apr 25deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Miss T complains that Gain Credit LLC trading as Drafty (“Drafty”) has unfairly recorded missed payment markers on her credit file in April and September 2023.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4619159.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.