National Westminster Bank Plc

Financial Ombudsman decision DRN-4609394 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Wed Oct 30deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Support for vulnerable customers

In the Ombudsman’s words

NatWest was wrong to provide the credit limit increases in April and May 2017Irresponsible lending

Mr D disclosed his problem with compulsive spending during the callSupport for vulnerable customers

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4609394.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.