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Capital One (Europe) plc
Financial Ombudsman decision DRN-4608003 Upheld
Upheldoutcome, as published by the Ombudsman
£150redress stated in the decision
Tue Apr 02deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Capital One has acknowledged their mistakes and accepted they shouldn’t have sold his account to debt collections agencies.Service failure
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4608003.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.