MONZO BANK LIMITED
Financial Ombudsman decision DRN-4604647 Not upheld
Not upheldoutcome, as published by the Ombudsman
£719redress stated in the decision
Mon Apr 15deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
I’m sorry to disappoint Miss O, but I’m not satisfied that I can fairly hold Monzo liable for her loss or ask them to refund her.APP scam refund refused
Rules cited
CRM Code (APP scam reimbursement), Payment Services Regulations 2017
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4604647.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.