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MONZO BANK LIMITED

Financial Ombudsman decision DRN-4598113 Upheld

Upheldoutcome, as published by the Ombudsman
£50redress stated in the decision
Wed Mar 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Identity checks and access, Support for vulnerable customers

In the Ombudsman’s words

Monzo have replied to ask X to confirm their identity by sending Monzo a selfie photo with their face and their ID visible.Identity checks and access
X is complaining that Monzo Bank Ltd are requiring them to complete a verification procedure that they’re unable to complete due to their disabilities.Support for vulnerable customers

Rules cited

Equality Act 2010

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4598113.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.