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Virgin Money plc

Financial Ombudsman decision DRN-4473349 Not upheld

Not upheldoutcome, as published by the Ombudsman
£25redress stated in the decision
Wed Nov 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting

In the Ombudsman’s words

Mrs P complains that Clydesdale Bank Plc trading as Virgin Money has incorrectly applied late payment markers to her credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4473349.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.