Zopa Bank Limited
Financial Ombudsman decision DRN-4465802 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Mar 26deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Miss J complains that Zopa Bank Limited trading as Zopa irresponsibly provided her with a fixed sum loan which was unaffordable for her.Irresponsible lending
To remove any adverse information recorded on Miss J’s credit file relating to this account.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4465802.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.