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3J Finance Limited

Financial Ombudsman decision DRN-4452196 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Feb 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Product mis-sold

In the Ombudsman’s words

Remove any negative information relating to the loan from Miss G’s credit file and mark it as “settled” from the 10 April 2020.Credit file reporting
Miss G complains that 3J Finance Limited will not let her out of an arrangement to pay for an educational course for her child.Product mis-sold

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4452196.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.