Asset Link Capital (No.1) Ltd

Financial Ombudsman decision DRN-4450537 Upheld

Upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Dec 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss S complains Link Financial Outsourcing Limited, trading as Asset Link Capital (No.9) (“Asset Link”) irresponsibly provided her with a private student loan.Irresponsible lending

Asset Link should also remove any negative information recorded on Miss S’s credit file regarding this loan once the capital sum has been repaid.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4450537.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.