Capital One (Europe) plc

Financial Ombudsman decision DRN-4401966 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Apr 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty

In the Ombudsman’s words

Mr H complains that Capital One (Europe) plc (who I’ll call Capital One) were unreasonable to default his account without warning, especially as they’d just approved breathing space for him.Treatment in financial difficulty

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4401966.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.